Protecting your growing company for the road ahead

North Carolina Business Insurance Agency is where insurance meets assurance. Trust us to provide first-rate coverage for your most treasured investments.

North Carolina Business Insurance Agency is your trusted Charlotte Insurance Agency, devoted to serving the diverse insurance needs of North Carolina businesses. Since our founding, we have remained committed to fostering a positive reputation for the local insurance agencies by continually striving to emerge as a leading coverage provider.

Everyone here at NC Business Insurance believes that our clients come first, which is why we are committed to helping you understand the business insurance coverage that you need. Our dedicated insurance professionals search the top carriers across the nation to secure the coverage that meets your needs and exceeds all expectations. By taking time to fully understand your insurance requirements, we guarantee that all of your biggest assets are protected at the most competitive prices. Furthermore, our broad network of providers ensures that we can secure the highest level of Charlotte NC insurance for all of your coverage needs!

General Liability Insurance

General Liability

In the event of a lawsuit concerning something that a business may (or may not) have done, liability insurance protects the assets of that business. General liability insurance is the most essential form of commercial insurance that any business can have.


General liability insurance addresses incidents stemming from on-site accidents, as well as any injuries or damages incurred as a result of using goods or services sold on the premises. In addition to the financial stipulations of the policy, this commercial insurance can be designed to cover attorney fees, court costs, and other expenses associated with a claim or defense of a liability suit. We also offer liability packages that are specifically tailored for certain types of businesses like landscaper insurance, contractor liability insurance, plumber insurance, and HVAC insurance.

Commercial Property Insurance

Commercial Property

Consider this: If a fire erupts in the building of your business and you lose your entire inventory, will general liability be enough? Our commercial property insurance eliminates any need for concern! We understand how important it is that your business is well protected.


With commercial property insurance, you can protect your building and it’s contents by creating a policy tailored to meet specific risk concerns, allowing you to opt for more coverage for some exposures and less for others. Our specialists at NC Business Insurance Agency are trained to handle a multitude of different commercial business policies like: Bed and breakfast Insurance, HOA Insurance, landlord insurance, restaurant insurance, brewery insurance, convenience store insurance, Condo Association Insurance, and much more!

NC Workers Compensation

NC Workers Comp

The workplace happens to be an exceptionally common place for a person to be injured; therefore a comprehensive NC workers comp insurance policy is a necessity for every business. As a local business owner, you may be required to have NC workers compensation coverage in order to comply with various state and federal regulations, but that doesn’t mean that just any policy from any Charlotte insurance agency will do.


The right NC workers compensation package will help protect your employees in the event of injury or illness during the course of employment. At NC Business Insurance Agency, we offer expert coverage strategies that are tailored to meet the specific needs of your business.

Commercial Vehicle Insurance

Commercial Vehicle

If you were involved in an auto accident, you would certainly be thankful that you had coverage when it came time to address medical and repair expenses. Your commercial vehicles should be handled no differently. One serious risk that many business owners overlook is the need for reliable North Carolina commercial Auto Insurance.


As your premier Charlotte insurance agency, we are proud to extend our expertise into all facets of commercial auto coverage like: trucking insurance, commercial car insurance, tow truck insurance, dump truck insurance, food truck insurance, and whatever else you have on wheels that moves your business! Come by today for a commercial auto quote.

Life Insurance

Life Insurance

So many individuals think of life insurance as an unnecessary expenditure, but the unfortunate truth is that, for some, a great idea doesn’t make sense until it is too late. We at North Carolina Business Insurance Agency are here to prove that life insurance not only gives you peace of mind, but that it can also be quite affordable. In fact, a recent LIMRA/LIFE study found that consumers generally overestimate the price of life insurance by as much as a threefold!


The cost of coverage depends on a variety of factors, such as your health, age, hobbies, lifestyle, and more. It also depends on the policy that you choose to purchase. There are a number of options available such as, the two most popular, term life insurance and whole life insurance, as well as other affordable options like survivorship insurance, variable life insurance, and more. It may seem overwhelming to plan for the future, but our agents are more than happy to help you understand all of the ways you can acquire affordable life insurance.

Commercial Group Health Insurance

Group Health Insurance

Most experienced employees understand that a commercial group health insurance policy through their employer is not only as essential as salary, but also a great way to achieve peace of mind for themselves and their families.


As the employer, you can attract a higher caliber of worker and make your company more successful by offering your employee’s a full range of comprehensive benefits. Our specialists at NC Business Insurance Agency are here to help you determine and provide the most attractive and affordable benefits package for your employees. We have a diverse selection of benefits, which include but are not limited to: health insurance, disability, dental, retirements, etc.

No matter what size and type of business you are running, North Carolina Business Insurance Agency can help you incentivize your business and recruit top-notch employee’s by offering top-notch group health insurance. Contact us today for a free quote on North Carolina employee benefits and get your business on the track to success!