COMMERCIAL AUTO INSURANCE

As a North Carolina business owner whose company may have a fleet of vehicles – whether that includes tractor-trailers, semi-trailers, commercial or utility trailers – the same auto insurance needs still apply.

As your premier North Carolina insurance agency, we are proud to extend our insurance expertise into all facets of business operation—allowing our team to craft specialty insurance programs that address various risk exposures. One form of risk, which many tend to overlook, is the need for reliable North Carolina Commercial Auto Insurance.

Many states require individuals to obtain some form of car insurance to protect their vehicles—auto insurance is mandated for a good reason—if you get into an accident, you and the other driver involved certainly will be thankful you have coverage, when it comes time to address medical and repair expenses.

Typical coverage options provide protection for:

Liability Coverage – includes business operations, ownership, etc
Comprehensive Coverage – includes collision coverage
Physical Damage
And more…

Trucking Insurance

Semi Trucks are used in many different types of businesses. Their primary purpose is to haul or transport goods from one location to another. Construction companies use them to transport heavy equipment for example.

You need to make sure you have it as fully protected as you possibly can. Losing it in an auto accident would create a severe financial strain on your company for example, and even paying for basic damages and repairs can be quite expensive as well. Here are some types of commercial auto insurance you need to carry for your company’s Semi Truck.

Motor Truck Cargo
Motor Truck General Liability
Non-Trucking Liability
Trailer Interchange
Bobtail Liability
Workers Compensation

Dump Truck Insurance

Dump truck insurance is a specialty line of insurance products within truck insurance, and is exclusively for the dump truck operator.

Many insurance companies simply don’t offer dump truck insurance, and the ones that do will often limit access to those insurance brokers who clearly understand and specialize in this industry. Fortunately, North Carolina Business Insurance Agency is one of those specialists. We have some exclusive programs offered by only a select few insurance brokers.

Tree Trimmers Insurance

Tree trimming is a valued service to almost every home and business owner. As a professional tree trimmer, you know how hazardous dead, dying, or storm damaged trees and branches can be. Providing quality tree work in a safe environment is a necessity for all of your customers. Your business is important because you have the essential task of keeping communities safe from potential personal and property damage. Let the North Carolina Business Insurance Agency relieve some of your pressure by helping keep your business assets protected with an insurance solution that works for you.

Tow Truck Insurance

We offer comprehensive policies with the coverages you need to adequately insure your towing business:

Automobile Liability
General Liability
Drive Away
Garage Keepers (Direct Primary)
On-Hook Coverage
Hired & Non-Owned Auto
Property
Umbrella

Landscaper & General Contractor Auto Insurance

General contractors, contractors, and subcontractors are commonly required to carry commercial auto insurance by the various laws and businesses they work for. Business types needing protection include:

Construction
Carpenter
Plumbing
Cleaning
Electrician
Landscaping
Painting
Handyman
HVAC
And many more…

Food Truck Insurance

A food truck insurance policy is designed to respond to claims related to the day to day operations of your food truck business that could impact your financial security. Covered claims may include slip and fall accidents, illnesses caused by your food product, or equipment loss.
With food truck insurance from NC Business Insurance Agency, we offer coverage for business personal property/inland marine, general liability, product liability, damage to premises rented, and identity recovery coverage.